Softecki

All-in-One Financial Management

Manage loans, savings, groups, and client profiles from a single dashboard. Track every transaction, generate instant reports, and run your microfinance or SACCOS operation with total control and accuracy.

Always Accessible

Run your institution from any device. Loan officers, tellers, and clients can transact, report, and communicate—whether in the field or at headquarters—thanks to our secure responsive portal and mobile tools.

Dedicated Support & Training

We provide onboarding, training, and live support to ensure adoption by your teams. Our experts help you optimize compliance, scaling, and digital transformation for microfinance growth.

Comprehensive Microfinance Services

Our system streamlines end-to-end financial workflows—client onboarding, KYC, digital loan processing, field collections, group lending, savings management, compliance and auditing.

Fast loan approvals and digital disbursement
Field/on-site repayment & agent solutions
Compliance tools, reporting, and smart analytics

Feature-Rich Financial Technology

Offer savings, loans, insurance, and group/individual lending with flexible interest configurations. Detailed reporting, repayments, notifications, and integrations with mobile money or MFI wallets keep your business future-ready.

Key Microfinance Features:

Multichannel Client Onboarding

Capture new clients in-branch or in the field; perform digital KYC and document validation for instant account creation.

Loan & Savings Portfolio

Design and disburse group or individual loans, manage repayments, savings, and penalties with built-in arrears controls.

Automated Collections

Field collector tools support mobile repayments, receipts, and offline/online synchronization for rural or remote MFI operations.

Integrated Accounting & Reporting

Generate ledgers, profit/loss, aging, and regulatory compliance reports at branch and portfolio level with a single click.

Client Messaging & Reminders

Automated SMS/email for repayment reminders, receipts, notices, and digital statements keep clients engaged and repayments on time.

Cloud Security & Audit

Role-based access, audit trails, encrypted data, and daily backups protect your institution and client accounts at all times.

"Thanks to this system, our loan portfolio grew by 400%—now everything is automated from client registration, to loan collections, to regulatory reports!"

Branch Manager, Local MFI

"Field agents love the app—repayments are traceable, disputes have dropped, and our audit passes every year. Highly recommended for any microfinance institution!"

Operations Lead